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If you’re looking to purchase a new or pre-owned Volkswagen in Charlotte, chances are you’re also wondering about your auto loan financing options. Fortunately, you’ve come to the right place! Carolina Volkswagen takes the mystery and hassle out of car leasing and auto loan financing. From our easy online financing application to VW national offers, we make it easy to get behind the wheel of your favorite Volkswagen model. Keep reading to learn more about auto loan financing at Carolina Volkswagen.
To get approved for Volkswagen financing, the lender needs the following information from you:
But if you haven’t yet established your credit or you have poor credit, you may have to pay a higher interest rate than other Monroe drivers who have better credit. That’s why it’s worth the effort to try and improve your credit score before you apply for auto loan financing.
The experts in our finance center are here to answer all your questions and pair you with the finance or lease option that works best for your budget. You can also use our helpful payment calculator to determine a monthly payment amount you can handle. Below you’ll find a few financing tips to help the finance process flow smoother and have you cruising Concord highways in no time:
During your car-buying journey, you may be faced with the decision to lease or finance your new vehicle, but which route is better? Well, that answer comes down to what’s best for your unique situation. When you choose car leasing, you agree to drive a vehicle from a dealership for an agreed-upon amount of time and miles, and pay for its usage rather than for the full purchase price of the vehicle. You will have a monthly payment based on the car’s projected depreciation value over the course of the lease term, and at the end of the term, you can transition to a different vehicle with a new lease term.
When you opt to finance a vehicle, you enter into a loan agreement with a bank or other financial institution. The full price of the vehicle is divided into monthly payments, and once you’ve satisfied all the payments, you own the car and can sell it or whatever you wish.
Neither path is better than the other and honestly depends on personal preference. If you’re someone who likes the flexibility of driving a different vehicle every two years or so then leasing is a great choice. But, if you prefer to make a long-term investment, auto loan financing is the way to go.
If you still have questions about auto loan financing and car leasing, our finance team is here to help so don’t hesitate to contact us. Whether you choose a new or pre-owned Volkswagen to take charge of your Indian Trail commutes, we will work hard to get you in the vehicle of your dreams at a price you can afford with a car loan or lease tailored to your monthly budget.
When you’re ready to apply for competitive loan packages that complement your pristine credit score or are eager to explore the car loans that are available, head to Carolina Volkswagen in Charlotte, NC near Matthews, Concord, Monroe and Huntersville! Be sure to bring along all necessary documents so that there are no delays in processing your request.
Our team will need to see:
So that we can process all documents and contact our lenders on your behalf. Don’t let a stylish Volkswagen Beetle slip through your fingers, contact our finance department for professional loan assistance today!
